Strategic Medical Consulting, Inc.®   

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A knowledgeable and experienced physician is an essential medical underwriting resource to interpret and answer questions about complex medical information derived from the medical records. Strategic Medical Consulting, through its founding member, Dr. Jack Cotlar, has a proven track record showing that he is a trusted partner in providing this necessary insight and support to the client.

Strategic Medical Consulting was established as a means by which the life insurance producer partners with a medical underwriting expert who provides the producer guidance during the underwriting phase of the case development. Dr. Cotlar does this by analyzing medical records through the eyes of a life insurance medical director and clinician (internal medicine) and then developing a strategy for submitting the case to the carrier in a fashion that optimizes the chances for successful placement in less time.

Tapping on this consultation resource are successful producers who wish to provide their clients with “connoisseur service”, which sets their practice apart from others. If your clients expect outstanding service from you, I invite you to peruse this site and determine whether your practice could benefit by having access to medical underwriting advice from someone who is an expert in this field.

Addition services are provided to life insurance carriers that may contract with Strategic Medical Consulting. In doing so they will be working with a physician who is an experienced corporate medical director who works very well underwriters as a medical underwriting consultant and a teacher, and he has experience in company claims review.

Dr. Cotlar’s professional background includes 15 years of clinical practice as an internist and 18 years experience as a medical director for life insurance companies where he functions as a medical underwriting consultant. Dr. Cotlar is board certified in Internal Medicine and Insurance Medicine.


Useful advice about field underwriting and case placement success can be found in my BLOG and “Quick Tips” Newsletters.