After fifteen years of serving as a Medical Director for a life insurance company, Dr. Cotlar has an insightful understanding of the insurance sales force (producers) and the carriers’ underwriters’ key issues. Over the past decade, the interaction between the producer and underwriter has become increasingly more convoluted and complex. Because of this, the needs of the producer and his/her clients are better served by having an advocate who works independently of life insurance carriers. Strategic Medical Consulting partners with producers enabling them to better present the clients’ medical facts to the carriers. Doing so results in the case being more likely to progress though underwriting quicker and emerge with a more favorable risk assessment (rating). Read more about Medical Underwriting Service.
Dr. Jack Cotlar, the founder of SMC has fifteen years of experience serving as the Medical Director for a life insurance company. His work included medical underwriting, teaching underwriters, death claims analysis, and helping to establish internal underwriting policy. Read more about life insurance carrier services.
Strategic Medical Consulting partners with individuals who wish to understand and optimize their health care. Maintaining control of one‘s health requires him/her to have past and current medical records at his/her disposal at all times. Read more about living medical records for patients.
A knowledgeable and experienced physician is an essential resource to interpret and answer questions about complex medical information. Strategic Medical Consulting, Inc., through its founding member, Dr. Jack Cotlar, is a trusted partner in providing this necessary insight and support to the client.